VA Loan at 2.375%! Qualified buyers can sidestep the typical mortgage process and assume the seller's existing loan-saving thousands annually! Welcome to 105 Highland Pl in Cibolo's sought-after Saddle Creek Ranch! This 4-bed, 3-bath home backs to a greenbelt and is loaded with updates and modern touches. Inside, you'll love the tile floors downstairs and luxury vinyl upstairs-no carpet in sight. The kitchen boasts granite countertops and opens to a spacious living area and formal dining room, making it perfect for entertaining. A downstairs bedroom and full bath are ideal for guests. Head upstairs to a loft-style living space and three more bedrooms, including a roomy primary suite with a barn door entry, soaking tub, walk-in shower, dual vanities, and a custom closet. Other highlights include updated lighting, a refreshed laundry room, and a partially renovated upstairs bath. Outside, enjoy an extended patio, a storage shed, and greenbelt privacy. Major updates: 2024 Trane HVAC, newer water heater and softener, and a 2022 roof. The community features a pool, clubhouse, trails, fitness stations, and more-all just minutes from Steele HS, FM 1103, and JBSA Randolph.