HOME LOCATION QUALIFIES FOR 100% FINANCING. REDUCED FEES, NO MI, DPA AND FLEXIBLE CLOSING COSTS (See flyer in Transaction Desk). This CHARMING cottage-like home is within walking distance of the popular downtown McKinney square where you will find an abundance of shopping, dining, entertainment and more! This 3 Bedroom, 1.5 Bath home retains its 1950's charm with features such as Original Oak HARDWOOD FLOORING in the Living Areas and Bedrooms. Recent updates include fresh interior paint throughout, new attic insulation and new LVP flooring in kitchen, baths and laundry room. Other updates include electrical panel, plumbing, roof and more! Kitchen has a spacious pantry and cozy eat-in dining area. Laundry room includes Speed Queen washer and Kenmore dryer. Generous closet space in each bedroom and two ADDITIONAL STORAGE closets in the hallway. Low maintenance yard (only takes 30 minutes to mow!) has been planted with heirloom plants that do not require watering. While there is no traditional backyard, the 3 CAR, 548 SF carport is large enough for both covered parking AND an amazing SHADED OUTDOOR area. The carport could easily be enclosed with fencing for entertaining, play area and pet space. The 264 SF detached garage offers an incredible workspace or additional enclosed storage (has electrical outlets both inside and out). Home sits on a CORNER LOT that boasts an incredible SHADE tree (Native Pecan). Small Home means SMALL UTILITY BILLS – average monthly bills for 2024 were $98 Electric, $62 Gas and $105 for Water-Sewer-Trash. Construction is currently underway on the property and along Lela St. (next to driveway) by the City of McKinney. Sidewalks and curbs will be added, along with utility upgrades, which will improve property values! (Street improvement plans in Transaction Desk) This EASY TO MAINTAIN HOME is perfect for young families or seniors looking to downsize. Close proximity to downtown makes it a great choice for investors. Come see this treasure!!