Tool, TX 75143
$2,295,000List Price
$19,827 Est. Mo. Payment
For a given home price of $2,295,000, the monthly mortgage is computed using a 5% down payment ($114,750) and a 7.5% annual interest rate, spread over 360 payments.
5
5
3
4,488ft2

Rustin Smith

Rustin James Smith

, TX

Status

Available

Market MatchUP

How this home compares to similar 5 bedroom homes in Kemp
  • Price Comparison
    $1,212,664 higher
  • Home Size
    1333 sq. ft. larger
  • Built in 2021
    Newer than 77% of homes in Kemp
  • Kemp Snapshot
    181 active listings
    6% have 5 bedrooms
    • Typical 5 bedroom size: 3155 sq. ft.
    • Typical 5 bedroom price: $1,082,335

Description

Just one hour from Dallas, 205 Oak Creek Drive isn’t just a lake house—it’s a destination. Perched above the shoreline in the heart of Cedar Creek Lake, this custom modern farmhouse delivers sweeping water views, refined indoor-outdoor living, and spacious design ideal for gathering friends and family year-round. Inside, the open-concept layout centers around a vaulted great room with warm wood beams, shiplap walls, and a stone fireplace. Expansive windows and French doors flood the space with natural light and stunning lake views. The designer kitchen boasts quartz countertops, a large island, and premium finishes—perfect for morning coffee, holiday spreads, or casual dinners for twelve. The flexible layout includes a main-floor study (or guest suite) with a full bath, plus a secluded primary suite with private patio access to enjoy sunrise on the water. Upstairs, two guest bedrooms with en-suite baths provide comfort and privacy, while the massive rec wing includes a bunk nook, full bath, game room, and private bedroom—ideal for kids, teens, or extended guests. Outside, a wraparound covered porch with porch swings, an outdoor fireplace, and built-in grill offers the ultimate entertaining space—perfect for hosting Thanksgiving by the fire or watching football with a lake breeze. The fenced yard leads to a private boathouse with a 25-ft boat slip, two jet ski lifts, and a party deck with open water views. Located in the friendly Arnold Hills community, 205 Oak Creek is perfect as a full-time home, holiday hub, or weekend retreat—just a short drive from the city, but a world away in experience.

MLS Listing ID

20938631

Listed By

Rustin Smith
972-345-0318
Rustin James Smith

Map

High School
Mabank
Elementary School
Lakeview
High School District
Mabank ISD
Association Fee
120
Association Fee Frequency
Annually
This expanded setting will include additional fields to closer define your loan needs and payment amount.
$
$
%

Estimated Monthly Payment

$19,827

Loan Amount

$2,180,250

This calculator is illustrative, but your unique situation will best be served by seeking out a purchase budget pre-approval from a reputable mortgage provider. Start My Mortgage Application can provide you an approval within 48hrs.

Home Facts

Bathroom

Bathrooms Full
5
Bathrooms Half
1

Kitchen

Appliances

  • Dishwasher
  • Gas Cooktop
  • Tankless Water Heater
  • Refrigerator
  • Disposal
  • Microwave
  • Electric Oven
  • Wine Cooler
  • Electric Range

Highlights

Interior Features

  • Open Floorplan
  • Eat-in Kitchen
  • Decorative/Designer Lighting Fixtures
  • Wired for Sound
  • Kitchen Island
  • Dry Bar
  • Pantry
  • Walk-In Closet(s)

Roof

  • Composition

Levels

  • Two

Cooling

  • Zoned
  • Central Air
  • Electric

Fencing

  • Metal
Garage Spaces
3
Lot Size Acres
0.52
Parcel Number
2030.0007.0170.54

Pool Features

  • None
Property Type
Residential
Waterfront
Covered Spaces
3
Water Body Name
Cedar Creek

Window Features

  • Window Coverings

Parking Features

  • Circular Driveway
  • Attached Carport
  • Garage
  • Additional Parking
  • Garage Faces Front
  • Golf Cart Garage
Property Sub Type
Single Family Residence
Attached Garage

Exterior Features

  • Rain Gutters
  • Lighting
  • Built-in Barbecue
  • Barbecue
  • Dock
  • Outdoor Grill

Road Frontage Type

  • All Weather Road

Community Features

  • Boat Facilities
  • Park
  • Pickleball
  • Trails/Paths

Fireplace Features

  • Insert
  • Wood Burning

Waterfront Features

  • Boat Ramp/Lift Access
  • Lake Front
  • Waterfront
  • Boat Dock/Slip

Patio And Porch Features

  • Rear Porch
  • Wrap Around
  • Side Porch
  • Covered
  • Front Porch
Virtual Tour
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Flooring

  • Carpet
  • Ceramic Tile
Year Built
2021

Road Surface Type

  • Asphalt

Foundation Details

  • Combination

Architectural Style

  • Detached
  • Farmhouse
  • Modern
  • Traditional

Heating

  • Zoned
  • Electric
  • Central
Heating

Utilities

  • Sewer Available
  • Municipal Utilities
  • Water Available
  • Underground Utilities